How We Cover Platforms

Every platform listed on P2Peasy carries two different kinds of information, and it matters that you know which is which.

Facts vs. opinions

Badges like Regulated, Buyback Guarantee, Secondary Market or Investor Compensation are factual: they describe something the platform publicly states about itself (a license, a contractual guarantee, a feature). We source them from the platform's own website, terms and conditions, or regulator registers, and update them when we notice a change. If you ever spot one that looks outdated, tell us — we'd rather fix it than leave it wrong.

Beyond the badges, what you'll find is editorial context — in our glossary and guides — written to help you ask the right questions about a platform, not hand you a verdict. We don't assign platforms a numeric score, a star rating, or a ranked "best of" list. An earlier version of this page described a Risk & Return / Usability / Liquidity / Support scoring system; building one that's genuinely comparable across very different platforms and loan types turned out to be more than we could stand behind with confidence, so it's shelved rather than published half-finished.

Why bonuses don't affect what you see

Some of our links to platforms are referral links, and we may earn a bonus if you open an account through one. That never changes a badge: the facts above are sourced the same way whether or not a link carries a bonus, and a platform offering a generous bonus gets no different treatment than one that offers none. If that ever changes, we'll say so on this page.

This page is provided for information only and isn't financial advice. Always read a platform's own documentation and consider your own risk tolerance before investing — P2P lending can result in the loss of your capital.