Terms of Use

Last updated: 12/10/2026

Welcome to P2Peasy. These Terms of Use ("Terms") govern your access to and use of the application. By creating an account, you agree to them.

1. Who we are

P2Peasy is published by:

Clickweb, Le Clos B, Les Plaines, 83590 Gonfaron, France.
Registration number: 479 031 833 00060
VAT not applicable, Article 293 B of the French General Tax Code (CGI)
Email: contact [at] p2peasy [dot] com

2. What P2Peasy does

P2Peasy is a portfolio tracking and analysis tool for peer-to-peer (P2P) lending investments. It lets you centralize the amounts you've invested, your yield rates, and your earnings estimates across the different platforms you use.

The application is currently free to use. It's funded by the affiliate commissions some platforms pay us when you open an account through our links — see our Privacy Policy for details.

3. What P2Peasy is not

P2Peasy is a tracking tool, not an advisor. Specifically, P2Peasy:

• Does not provide investment, financial, legal or tax advice
• Does not recommend any platform or product
• Does not manage your investments and never holds your funds
• Does not act as a broker or financial intermediary

The figures shown (returns, interest projections) are calculated from the data you enter yourself: they're estimates, not a guarantee of results. Past performance does not predict future results. You remain solely responsible for your investment decisions and should seek independent professional advice where appropriate.

4. Account Registration

To use P2Peasy, you must:

• Be at least 18 years old
• Provide accurate information
• Keep your login credentials confidential

You are responsible for all activity carried out from your account.

5. Acceptable Use

You agree not to:

• Use the service for unlawful purposes
• Attempt to access restricted areas of the application
• Reverse-engineer or attempt to reconstruct how the application works internally
• Disrupt the proper functioning of the service (overload, large-scale automated scraping, etc.)

We reserve the right to suspend an account that breaches these rules.

6. Your Data

The portfolio data you enter (platforms, amounts, notes) stays yours: we only use it to run the service, never to resell it. How we process your personal data is detailed in our Privacy Policy.

7. Intellectual Property

The application, its brand, code and editorial content are the exclusive property of P2Peasy. You're granted a personal, non-transferable right to use it, limited to normal use of the service.

8. Limitation of Liability

The service is provided "as is". To the extent permitted by law, P2Peasy does not guarantee the absolute accuracy of the figures shown (which depend on the data you enter) and cannot be held liable for financial losses resulting from your investment decisions. Nothing in these Terms limits any liability that cannot be excluded under applicable law.

Platform information you see on the site — legal address, regulator, guarantees and other facts about the platforms we cover — is sourced from public information and kept up to date on a best-effort basis. We don't guarantee its accuracy or completeness, and can't be held liable for errors, omissions, or changes we haven't yet reflected — though we'd rather fix a mistake than leave it standing, so please tell us if you spot one.

Platform bonuses and offers. Welcome bonuses and promotional offers shown on the site are offered, granted and paid solely by the platforms concerned, under their own terms, which alone prevail. P2Peasy passes these offers on for information only and is not a party to the relationship between you and the platform. We therefore can't be held liable if a bonus isn't credited to you, in particular if the platform's conditions aren't met, if the offer has been changed or withdrawn, or if your sign-up couldn't be attributed to our link (ad blocker, cookies declined, switching devices…). If you run into a problem, contact the platform directly; we'll do our best to help you follow it up.

9. Service Availability

We do our best to keep the service continuously available, without being able to guarantee it. Maintenance or technical incidents may temporarily affect the service.

10. Account Suspension & Deletion

You can delete your account at any time from your profile; this erases your data, as detailed in our Privacy Policy. We may suspend or delete an account for a serious or repeated breach of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. We'll let you know of any significant change. The date at the top of this page shows when it was last updated; continued use of the service after an update means you accept it.

12. Governing Law

These Terms are governed by French law, without prejudice to the mandatory consumer-protection rules that apply in your country of residence within the European Union.

13. Contact

For any question about these Terms: contact [at] p2peasy [dot] com