Raizers Review: An Established Regulated Platform for Real Estate Development
Guarantees & features
- Secured: No
- Regulated: Yes
- Buyback Guarantee: No
- Secondary Market: No
- Auto Invest: No
- Cashback: No
- Investor Compensation: No
Raizers is a French real estate crowdfunding platform founded in 2014, regulated by the AMF under the PSFP framework. It focuses exclusively on financing property development projects, and its long operating history makes it one of the more established names in the category.
What is Raizers?
Investors lend to property developers through bonds tied to individual projects — residential development, renovation or property trading — earning interest over the loan's term with principal returned at maturity. Raizers has also expanded its regulated services into several other European countries alongside France.
Key features
- Regulated status: Raizers operates under an AMF-issued PSFP licence, setting standards for investor protection and transparency, and has extended its regulated activities across several EU markets.
- Long track record: having launched in 2014, it's one of the longer-running platforms in French real estate crowdfunding.
- Security mechanisms: projects are typically backed by guarantees such as first-rank mortgages or personal guarantees from developers.
Risk considerations
Raizers does not offer a buyback guarantee or a secondary market, so funds are locked until a project completes — generally over a year for development financing. Guarantees reduce risk but don't eliminate it, and real estate development remains sensitive to construction delays, permitting issues and the broader property cycle.
Who is Raizers for?
Raizers suits investors comfortable with the illiquidity of property development lending who want exposure to a regulated, well-established French real estate crowdfunding platform, as one component of a diversified P2P portfolio.
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